I couldn’t be happier about the quick processing for our refinance – we applied around October 17 and closed on November 29. This is unheard of, and we had a VA loan too! I had a phone call or an email almost every day reminding us of what was needed; scanning & uploading our completed docs to Meridian made everything very simple. We closed at our house – what could be nicer? My rating is 4.75 for this company. I deduct a quarter of “star” because there was a not-so-little mistake on a (pre)closing disclosure where it was indicated that our loan would not have an escrow account for taxes & insurance. I wanted this corrected then & there, but the processor wouldn’t correct it before the closing (although he assured me verbally that the loan would have an escrow). It wasn’t that I didn’t believe him, but I preferred to have the document corrected; however he said doing so would deIay the closing. It was a tough couple of days, waiting for the closing to assure myself that this document, which we re-signed, DID indicate there would be an escrow account for taxes & insurance. Also, connected to closing, I was first told (when I scheduled the date) that funds would be wired to our account & we’d write the checks to pay off the creditors. But on the day of closing, I was told (via telephone call) no, checks would be cut by the lender & Fed Ex’d to us. It wasn’t until I reached the closing table that I realized we actually had a choice. (By that point, we just decided to stick to Fed Ex’d checks.) The last man I spoke to from Meridian, the one who called me on the day of closing about the financial adjustments, was curt & abrupt, and he didn’t explain about the choice of wiring funds. By contrast, every single person I spoke with prior to that point was a sweetheart – helpful, informed, patient & courteous. Other than the above, which I guess I would call “last minute anxieties” I would recommend this company for a refinance. I almost hated writing about the last-minute stuff because my experience was definitely A++ until just that point.