Refinance - Meridian Home Mortgage




A lot changes over the years you own a home. A refinance allows you to pick a new loan that fits your needs today.

How it Works

A refinance pays off your existing mortgage and allows you to choose a new monthly payment, loan program, and term that best serves you today.

What Are My Options

Typically, homeowners choose between cash-out and basic refinances. Which option addresses your needs?

Cash-Out Refinance

Get a new loan with a new rate and term that allows you to take out some of your home’s equity.

  • Pay off your credit card debt and/or Home Equity Line of Credit (HELOC)
  • Consolidate your monthly bills into one low payment
  • Fund home improvements, college tuition, or anything you need
  • Create an emergency savings account for you and your family

Basic Refinance

Get a new loan with an updated rate and term. This changes your monthly payment and payoff date.

  • Lower your monthly mortgage payments by adjusting your rate and term
  • OR Pay your loan off faster by decreasing your term and increasing your payments
Get Options
and Rates

Do you know your refinance goals? Weigh your refinance options with an expert. Our loan officers have gone through hours of education and training to be a licensed advisor in your state.

Our Loan Programs

  • Conventional Loan
  • FHA Loan
  • FHA Streamline Loan
  • VA Loan
  • VA Streamline Loan (IRRRL)
  • Jumbo Loan

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