Refinance
A lot changes over the years you own a home. Refinance and get a new loan that matches your needs today.
As a homeowner, you can refinance to:
- Consolidate your credit card debt
- Lower your monthly payments
- Cash out equity to make home repairs
- Switch from an ARM to a fixed rate mortgage
Buy a Home
Purchasing the right home starts with securing the right loan. We are here to help you invest wisely.
Get pre-approved for your home loan and:
- Know your budget, options, and rates
- Get a doc to show realtors you mean business
- Have an advantage if you enter a bidding war
- Speed up the home purchase process
Expert Mortgage Advice.
Easy-to-understand Explanations.
We don't like to assume. That's why we ask all our customers to tell us a little about their financial situations. Our loan experts turn answers into insightful solutions designed for you and you alone.
What Makes Meridian Different
No upfront costs. Some companies require an upfront "Good Faith Deposit" to do business with them. We never ask for any upfront costs. We put our good faith in you.
Straight-forward approach. We only offer loans to those who can benefit from them. This ethical practice is how we grew during the Great Recession when 50% of mortgage brokers went under.
Pressure-free promise. Our teams don't work on commission. Our focus is on helping you, not selling to you. We provide the options and down-to-earth explanations so you can make the best decision for you.
Team approach. Our teams work closely together to close customer loans as efficiently as possible. This all-for-one, one-for-all mindset is at the core of our company's success.
No initial impact to your credit score. To protect your credit score while you explore your loan options, we conduct a soft inquiry of your credit. Only later in the mortgage process will we do a full credit check.
Browse Frequently Asked Questions
Get answers to some of the most commonly asked questions about mortgages by visiting our FAQ page.
and Rates
Do you know your mortgage goals? Weigh your options with an expert. Our loan officers have gone through hours of education and training to be licensed advisors in your state.