Our Loan Programs
Our Loan Programs
Refinance
A lot changes over the years you own a home. Refinance and get a new loan that matches your needs today.
As a homeowner, you can refinance to:
- Consolidate your credit card debt
- Lower your monthly payments
- Cash out equity to make home repairs
- Switch from an ARM to a fixed rate mortgage
Buy a Home
Purchasing the right home starts with securing the right loan. We are here to help you invest wisely.
Get pre-approved for your home loan and:
- Know your budget, options, and rates
- Get a doc to show realtors you mean business
- Have an advantage if you enter a bidding war
- Speed up the home purchase process
The Loan Process
Our home financing method has helped us close over a billion dollars' worth of home loans.
1
FILL OUT A QUICK FORM
2
SUBMIT DOCUMENTS
3
APPRAISE
HOME
4
LOCK-IN YOUR RATE
5
CLOSE YOUR LOAN
What Makes Meridian Different
No upfront costs. Some companies require an upfront "Good Faith Deposit" to do business with them. We never ask for any upfront costs. We put our good faith in you.
Straight-forward approach. We only offer loans to those who can benefit from them. This ethical practice is how we grew during the Great Recession when 50% of mortgage brokers went under.
Pressure-free promise. Our teams don't work on commission. Our focus is on helping you, not selling to you. We provide the options and down-to-earth explanations so you can make the best decision for you.
Team approach. Our teams work closely together to close customer loans as efficiently as possible. This all-for-one, one-for-all mindset is at the core of our company's success.
Expert Mortgage Advice.
Easy-to-understand Explanations.
We don't like to assume. That's why we ask all our customers to tell us a little about their financial situations. Our loan experts turn answers into insightful solutions designed for you and you alone.