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Home Purchase

Home Purchase
Key
Buying Your Dream Home with Meridian
  • No hard pull on your credit to explore your options
  • We pay for your appraisal upfront
  • Speedy turnaround times
  • We are a direct lender, who will underwrite, close, and fund your loan
Where Are You in the Home Buying Journey?
All journeys start somewhere. The Meridian Team can guide you from wherever you’re starting off on your home purchase journey. Select where you are in your adventure to get started with our team.

I'M READY

Once you've found a home, you'll need to finance it. Apply online today to find the right mortgage for your dream home.
START MY APPROVAL

I'M LOOKING

Before you begin the process of shopping for a home, you'll need an approval letter. Apply now to get started on the hunt!
GET MY LOAN OPTIONS

I'M RESEARCHING

Considering your options? Answer a few questions to learn exactly what you can afford - with no hard credit pull to start.
WHAT CAN I AFFORD
The Home Purchase Process
START THE PROCESS WITH MERIDIAN

1

FILL OUT A
QUICK FORM

Send in a form and a few docs to get your pre-approval letter.

2

PICK A
LOAN

Choose the monthly payment that suits you best.

3

FIND A
HOUSE

It's time to house hunt! Pick the perfect home for you.

4

MAKE AN
OFFER

Make an offer on your dream home!

5

CLOSE YOUR LOAN

Review and sign the final paperwork. You're a homeowner!

Explore the Loan Types
Conventional
Loans that usually require a stronger financial standing.
VA
Special loans for Veterans, Service Members, and their families.
FHA
Government-insured loans with lower down payments.
Jumbo
Big loans for big dream homes that exceed conforming limits.
COMPARE LOANS YOU MAY QUALIFY FOR
Compare Term Options
Balance your monthly payment amount with the right pay-off date
30
YEAR
Enjoy low, fixed payments every month for the length of your loan. Your rate will be higher but won't change.
20
YEAR
Pay your loan off faster with a slightly lower rate and a slightly higher monthly payment.
15
YEAR
Pay off your loan faster with the benefit of a fixed lower rate. Monthly payments are higher but won't change.
Down Payment Information

The amount of money you pay upfront for your new home affects how much your mortgage will end up being. Your down payment amount is dependent on your financial standing, credit history, and which loan program you qualify for. For instance, a Conventional loan may require as little as a 3-5% down payment, an FHA loan requires 3.5%, and a VA loan doesn’t require any down payment.

Input your numbers to figure out your down payment.

START EXPLORING YOUR LOAN OPTIONS
Meet Your Home Purchase Expert
Nick Outten has been in the mortgage industry for over 15 years. As a Loan Officer, his goal is to provide useful and reliable information to you so you can make informed decisions before entering a real estate transaction.
MESSAGE NICK
Photo of Nick Outten
Have Questions about Buying a Home? We Have Answers!
Call Our Experts at 877-878-100
CALL OUR EXPERTS
SEND US A MESSAGE
By |August 9th, 2021|Comments Off on Home Purchase