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Home Purchase

Home/Home Purchase
Home Purchase

What You Need to Buy a Home

A 2-year employment history

A good credit score

Money saved for a down payment

The Home Purchase Process

1

FILL OUT A
QUICK FORM

Send in a form and a few docs to get your pre-approval letter.

2

PICK A
LOAN

Choose the rate, term, and monthly payment that suit you best.

3

FIND A
HOUSE

It’s time to house hunt! Pick the perfect home for you.

4

MAKE AN
OFFER

Make an offer on your dream home!

5

CLOSE YOUR LOAN

Review and sign the final paperwork. You’re a homeowner!

Explore the Loan Types

Conventional
Loan

VA
Loan

FHA
Loan

Jumbo
Loan

COMPARE LOANS YOU MAY QUALIFY FOR

Compare Term Options

Balance your monthly payment amount with the right pay-off date.

30
Year

Pacer

Enjoy low, fixed payments every month for the length of your loan. Your rate will be higher but won't change.

20
Year

Middle Ground

Pay your loan off faster with a slightly lower rate and a slightly higher monthly payment.

15
Year

Fast Track

Pay off your loan faster with the benefit of a fixed lower rate. Monthly payments are higher but won't change.

Get your custom rates and weigh your purchase options with a licensed expert.

Get My Options
and Rates

Our Reputation is Built on Results

Read our customer reviews. Currently four point eight out of 5 stars based on over 500 reviews Meridian Home Mortgage won The Baltimore Business Journal 2017 Best places to work award. Read our reviews on Google. We have a four point five our of 5 starts on Google reviews. This is based on over 200 reviews.