About Us Pages

States We Service

States Where We Offer Mortgage Services

Meridian Home Mortgage offers mortgages in 33 states. Select your state from the list below and learn more about special mortgage considerations for your state.

Meridian Home Mortgage can help with all your home lending needs. We offer various mortgage rates and options. Once you obtain your mortgage pre-approval you may qualify for one of our quality mortgage programs. The home mortgage loans and refinance programs available include: conventional loans, conventional high balance, FHA loans, VA loans, USDA rural housing loans, and Jumbo loans. Learn about our loan options and choose the program that makes sense for you.


Virginia Down Payment Assistance

Learn About Virginia Down Payment Assistance

The following mortgage down payment assistance program was developed by the Virginia Department of Housing and Community Development through funds provided by the federal HOME Partnership Investment Fund (HOME). See more information about local Virginia down payment assistance programs.

HOMEownership Down Payment Assistance Program

  • Maximum loan of 10% of the purchase price toward the down payment, and up to $2,500 toward closing costs
  • Total Household Income cannot exceed 80% of the Area Median Income
  • Must be a first time home buyer to receive down payment assistance in Virginia through this program

Home Buyer’s Education

To qualify for down payment assistance in Virginia, buyers are required to participate in a U.S. Department of Housing and Urban Development (HUD) approved home buyer education through a VHDA or Neighborworks certified course.

Virginia Down Payment Assistance Local

Learn About Virginia Down Payment Assistance

The following mortgage down payment assistance programs were developed by local Virginia counties and municipalities. See more information about statewide Virginia down payment assistance programs.