About Us Pages

States We Service

States Where We Offer Mortgage Services

Meridian Home Mortgage offers mortgages in 33 states. Select your state from the list below and learn more about special mortgage considerations for your state.

Meridian Home Mortgage can help with all your home lending needs. We offer various mortgage rates and options. Once you obtain your mortgage pre-approval you may qualify for one of our quality mortgage programs. The home mortgage loans and refinance programs available include: conventional loans, conventional high balance, FHA loans, VA loans, USDA rural housing loans, and Jumbo loans. Learn about our loan options and choose the program that makes sense for you.

Mortgages

Pennsylvania Down Payment Assistance

Learn About Pennsylvania Down Payment Assistance

The following mortgage down payment assistance programs were developed by the Pennsylvania Housing Finance Agency (PHFA). See more information about local Pennsylvania down payment assistance programs.

HOMEstead Down Payment and Closing Cost Assistance

  • Maximum interest-free loan of $10,000 available to those who qualify for Pennsylvania down payment assistance
  • 5-year declining lien, forgiven annually at a rate of 20%
  • Buyer must contribute a minimum of 3% of the purchase price toward a down payment

Keystone Assistance Loan Program

  • Maximum interest-free loan of $3,000 for first time home buyers who qualify for down payment assistance in Pennsylvania
  • Payable only upon payoff of first mortgage, sale of property or transfer of title

Keystone Government Loan Program

  • Maximum interest-free loan of $2,000 for first-time home buyers, $1,000 for non-first time home buyers who qualify for Pennsylvania down payment assistance

Home Buyer’s Education

To qualify for down payment assistance in Pennsylvania, buyers with a FICO credit score lower than 660 are required to complete a home buyer counseling and education course before closing.

Pennsylvania Down Payment Assistance Local

Learn About Pennsylvania Down Payment Assistance

The following mortgage down payment assistance programs were developed by local Pennsylvania counties and municipalities. See more information about statewide Pennsylvania down payment assistance programs.