About Us Pages

States We Service

States Where We Offer Mortgage Services

Meridian Home Mortgage offers mortgages in 33 states. Select your state from the list below and learn more about special mortgage considerations for your state.

Meridian Home Mortgage can help with all your home lending needs. We offer various mortgage rates and options. Once you obtain your mortgage pre-approval you may qualify for one of our quality mortgage programs. The home mortgage loans and refinance programs available include: conventional loans, conventional high balance, FHA loans, VA loans, USDA rural housing loans, and Jumbo loans. Learn about our loan options and choose the program that makes sense for you.

Mortgages

Oregon Down Payment Assistance

Learn About Oregon Down Payment Assistance

The following mortgage down payment assistance program is offered by the Oregon Housing and Community Services (OHCS). See more information about local Oregon down payment assistance programs.

Neighborhood Stabilization Program (NSP)

  • Maximum interest-free loan of $50,000 available for those who qualify for Oregon down payment assistance
  • Total Household Income cannot exceed 120% of the Area Median Income
  • Buyer must contribute a minimum of 1% of the purchase price

Home Buyer’s Education

To qualify for down payment assistance in Oregon, buyers are required to complete an OHCS-approved 8-hour homebuyer training class (“The ABC’s of Homebuying” or “Realizing the American Dream”).

Oregon Down Payment Assistance Local

Learn About Oregon Down Payment Assistance

The following mortgage down payment assistance programs were developed by local Oregon counties and municipalities. See more information about statewide Oregon down payment assistance programs.