About Us Pages

States We Service

States Where We Offer Mortgage Services

Meridian Home Mortgage offers mortgages in 33 states. Select your state from the list below and learn more about special mortgage considerations for your state.

Meridian Home Mortgage can help with all your home lending needs. We offer various mortgage rates and options. Once you obtain your mortgage pre-approval you may qualify for one of our quality mortgage programs. The home mortgage loans and refinance programs available include: conventional loans, conventional high balance, FHA loans, VA loans, USDA rural housing loans, and Jumbo loans. Learn about our loan options and choose the program that makes sense for you.

Mortgages

New York Down Payment Assistance

Learn About New York Down Payment Assistance

The following mortgage down payment assistance program is offered through the State of New York Mortgage Assistance (SONYMA). See more information about local New York down payment assistance programs.

Down Payment Assistance Loan (DPAL)

  • Maximum interest-free loan of 3% of the purchase price (up to $10,000) or $3,000 (whichever is more) available to those who qualify for down payment assistance in New York
  • 10-year deferred loan is forgiven if all terms of the program are met
  • Buyer must contribute a minimum of 1% of the property value

New York Down Payment Assistance Local

Learn About New York Down Payment Assistance

The following mortgage down payment assistance programs were developed by local New York counties and municipalities. See more information about statewide New York down payment assistance programs.