About Us Pages

States We Service

States Where We Offer Mortgage Services

Meridian Home Mortgage offers mortgages in 33 states. Select your state from the list below and learn more about special mortgage considerations for your state.

Meridian Home Mortgage can help with all your home lending needs. We offer various mortgage rates and options. Once you obtain your mortgage pre-approval you may qualify for one of our quality mortgage programs. The home mortgage loans and refinance programs available include: conventional loans, conventional high balance, FHA loans, VA loans, USDA rural housing loans, and Jumbo loans. Learn about our loan options and choose the program that makes sense for you.

Mortgages

Massachusetts Down Payment Assistance

Learn About Massachusetts Down Payment Assistance

The following mortgage down payment assistance programs were developed by the Massachusetts Department of Housing and Community Development (DHCD). See more information about local Massachusetts down payment assistance programs.

First Time Homebuyer Program (FTHB)

  • Provides Massachusetts down payment and closing cost assistance through participating communities and non-profit organizations

Soft Second Program

  • Public and private sectors join forces to assist first time homebuyers purchasing a home in their service area by providing Massachusetts down payment assistance
  • Maximum loan varies, but averages $5,800 per loan
  • Total Household Income cannot exceed 80% of the Area Median Income

Home Buyer’s Education

To qualify for down payment assistance in Massachusetts, buyers must complete an approved Homebuyer 101 course.

Massachusetts Down Payment Assistance Local

Learn About Massachusetts Down Payment Assistance

The following mortgage down payment assistance programs were developed by local Massachusetts counties and municipalities. See more information about statewide Massachusetts down payment assistance programs.