FAQs

Talking to Lenders

Talking to Lenders

Find a Loan Officer that Will Work for You!

The best advice we can give you is to make sure you are working with an experienced, licensed mortgage loan officer. The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and troubleshooting the issues that may arise along the way. But how can you tell?

Here are 4 simple questions your lender absolutely must be able to answer correctly. If they don’t provide the answers, run! Don’t walk. Run to a lender who does!

More than likely, this is one of the largest and most important financial transactions you will ever make. You might do this only four or five times in your entire life, but we do this every single day. It’s your home and your future. It’s our profession and our passion.

How to Shop for a Mortgage

How to Shop for a Mortgage

Keys to Getting the Best Home Mortgage Loan

It’s always smart to get a few quotes on a major purchase. Taking out a new home mortgage loan is no different. Our experience has shown that most customers are fairly knowledgeable about current rates and willing to make a few calls to “shop around”. But calling around for just the numbers won’t guarantee you will win in the end.

Meridian Home Mortgage has created this Mortgage Shopping Guide as a way to cut through all the numbers – not only identify your best value but place you with the best home mortgage company as well.

1. Check Your Credit Score Before Applying
2. Find a Loan Officer that Will Work for YOU
3. Compare Offers!