Mortgages

Connecticut Down Payment Assistance

Learn About Connecticut Down Payment Assistance

The following mortgage down payment assistance programs were developed as a part of the Connecticut Housing Development Fund (HDF) First Time Buyers Program. See more information about local Connecticut down payment assistance programs.

American Dream Down Payment Initiative (ADDI)

  • Maximum loan of 6% of the purchase price or $10,000 (whichever is greater)
  • Loan amount decreases annually on a pro-rata basis when the lien will be released as long as the buyer remains in the home
  • Total household income cannot exceed 80% of the Area Median Income for the Stamford-Norwalk, Bridgeport, or Danbury Metropolitan Statistical Areas

Workforce Housing Down Payment Fund

  • Interest-free loan to be used toward the costs of down payment in Connecticut
  • Buyers must purchase property in the community in which they work
  • Lower transportation costs

Home Buyer’s Education

To qualify for down payment assistance in Connecticut, buyers are required to attend an 8-hour HDF orientation session and complete the HDF homeownership counseling program.

Florida Down Payment Assistance Local

Learn About Florida Down Payment Assistance

The following mortgage down payment assistance programs were developed by local Florida counties and municipalities. See more information about statewide Florida down payment assistance programs.