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States We Service

States Where We Offer Mortgage Services

Meridian Home Mortgage offers mortgages in 33 states. Select your state from the list below and learn more about special mortgage considerations for your state.

Meridian Home Mortgage can help with all your home lending needs. We offer various mortgage rates and options. Once you obtain your mortgage pre-approval you may qualify for one of our quality mortgage programs. The home mortgage loans and refinance programs available include: conventional loans, conventional high balance, FHA loans, VA loans, USDA rural housing loans, and Jumbo loans. Learn about our loan options and choose the program that makes sense for you.

Mortgages

Connecticut Down Payment Assistance

Learn About Connecticut Down Payment Assistance

The following mortgage down payment assistance programs were developed as a part of the Connecticut Housing Development Fund (HDF) First Time Buyers Program. See more information about local Connecticut down payment assistance programs.

American Dream Down Payment Initiative (ADDI)

  • Maximum loan of 6% of the purchase price or $10,000 (whichever is greater)
  • Loan amount decreases annually on a pro-rata basis when the lien will be released as long as the buyer remains in the home
  • Total household income cannot exceed 80% of the Area Median Income for the Stamford-Norwalk, Bridgeport, or Danbury Metropolitan Statistical Areas

Workforce Housing Down Payment Fund

  • Interest-free loan to be used toward the costs of down payment in Connecticut
  • Buyers must purchase property in the community in which they work
  • Lower transportation costs

Home Buyer’s Education

To qualify for down payment assistance in Connecticut, buyers are required to attend an 8-hour HDF orientation session and complete the HDF homeownership counseling program.

Connecticut Down Payment Assistance Local

Learn About Connecticut Down Payment Assistance

The following mortgage down payment assistance programs were developed by local Connecticut counties and municipalities. See more information about statewide Connecticut down payment assistance programs.