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Getting Pre-Approved

Getting Pre-Approved

The First Step in Obtaining a Home Loan

Are you wondering how much house you can afford, or how to obtain an official mortgage approval? Learn how to get Pre-Approved for a home loan with Meridian Home Mortgage.

Mortgage Pre-Approval

Obtaining a mortgage pre-approval from a reputable home mortgage company is a must if you are in the market for a new home. The process is more involved than a pre-qualification, but it results in you receiving an official Letter of Approval.

Realtors agree that obtaining this Letter of Approval is the key to being able to shop with confidence. Having this letter in hand gives you an edge over competing buyers and works in your favor when negotiating with a seller.

Meridian Home Mortgage can shop among all home mortgage loans to find the one that is best for you. They can pre-approve you within 24 hours. Please have the following pieces of information available when calling:

  • Date of birth, Social Security number, address - We provide a credit report at no charge.
  • Most recent Pay stub and last two years W2 statements
  • If you are self-employed, you will need tax returns from the last two years
  • Account statements sourcing down payment funds

Once you are Pre-Approved you can begin shopping for a new home armed with the knowledge that your financing is secure. After you find your new home, Meridian will work closely with your Realtor to make the home-buying process pleasant and stress-free.

And remember - you are always protected by our Close With Confidence Guarantee.

Meridian Home Mortgage doesn't ask you to pay any upfront application fees.

Get Started

Call 877-878-0100 or click here to get a FREE quote.

There’s no obligation and the consultation is FREE.

a couple getting pre qualified vs pre approved

Get an Idea of How Much You Qualify to Borrow


Ready to Apply?

Mortgage Learning

Visit our
Mortgage Learning Center
to find the answers to all your mortgage related questions.

Toll-Free 877 878 0100
Copyright © 2016 Meridian Home Mortgage Corp. NMLS #56301. All rights reserved.

Meridian Home Mortgage Corporation NMLS #56301. NMLS Consumer Access. Licensed by the Alabama Consumer Credit License #MC21537; California DOC #603G731; Colorado NMLS#56301; Connecticut Banking Commission #11930; Delaware Bank Commissioner #7885; District of Columbia MLB56301; Florida Office of Regulation MLD172; Illinois Residential Mortgage Licensee #MB 6760979; Indiana DFI #21140; Iowa MB #2014-0088; Kansas MC.0025232; Louisiana Office of Financial Institutions #56301; State of Maryland #8196; Massachusetts Division of Banks Broker #MB56301; Michigan Mortgage Broker/Lender License #FL0018834; Minnesota Residential Mortgage License #MN-MO-56301; New Jersey Department of Banking and Insurance #56301; New Mexico #56301; Meridian Home Mortgage Corporation is a Registered Mortgage Broker - New York State Department of Financial Services #A007352. North Carolina Mortgage Lender License #L-157597; North Dakota Department of Financial Institutions #MB102998; Oklahoma #MLO10392; Oregon ML-4979; Commonwealth of Pennsylvania Department of Banking #38116; Tennessee #120432; Utah #8765558; Vermont #6880; Virginia State Corporation Commission #MC-3680; Washington CL-56301, Wisconsin #56301BA. Loans are arranged through third parties in DC, DE, MA and NY.
Meridian Home Mortgage Corporation is located at 410 Meadow Creek Drive, Suite 213, Westminster, MD 21158