VA Streamline Refinance

VA Streamline Refinance

IRRRL (Interest Rate Reduction Refinance Loan)

A VA IRRRL streamline mortgage refinancing is reserved for veterans whose existing mortgage is insured by the U.S. Department of Veterans Affairs (VA).

The entire loan refinancing process is “streamlined” – making it easier to get approved, easier to close and less expensive than other home mortgage loans.

The VA Streamline Advantage

Meridian is proud to take it a step further by covering the up-front cost of the appraisal if one is needed. Thank you for your Service!

Who’s Eligible?

  • Veterans whose existing mortgage is insured by the VA
  • Must be current on their existing VA Mortgage
  • New rate must be lower than existing rate unless existing loan is an Adjustable Rate Mortgage (ARM)
  • New payment must be less than existing payment unless existing loan is an ARM or the new loan has a shorter term
  • Primary mortgage refinancing only/No cash out

Unsure if you have a VA mortgage? Call us today to find out.



“The whole process was pretty effortless for me and I appreciate that.”


Why Now?

  • Fixed rates have never been lower
  • With this program, refinancing home loans has never been easier
  • Lock in now for the lowest payment
  • Homeowners can save hundreds per month
  • Not every home mortgage company offers this program
  • Apply today