Washington Down Payment Assistance

Learn About Washington Down Payment Assistance

The following mortgage down payment assistance programs are offered through the Washington State Housing Finance Commission. See more information about local Washington down payment assistance programs.

House Key Plus

  • Maximum loan of $10,000 for first-time home buyers seeking down payment assistance in Washington
  • 10-year deferred loan with 5% interest

HomeChoice Second Mortgage

  • Maximum loan of $15,000 for buyers with a disability or who have a disabled family member living with them
  • 1% interest rate for first-time home buyers who qualify to receive Washington down payment assistance
  • Payable upon payoff of first mortgage, sale of property, transfer of title or after 30 years

Home Buyer’s Education

To qualify for down payment assistance in Washington, buyers are required to attend a Commission-sponsored home buyer seminar.