Oregon Down Payment Assistance

Learn About Oregon Down Payment Assistance

The following mortgage down payment assistance program is offered by the Oregon Housing and Community Services (OHCS). See more information about local Oregon down payment assistance programs.

Neighborhood Stabilization Program (NSP)

  • Maximum interest-free loan of $50,000 available for those who qualify for Oregon down payment assistance
  • Total Household Income cannot exceed 120% of the Area Median Income
  • Buyer must contribute a minimum of 1% of the purchase price

Home Buyer’s Education

To qualify for down payment assistance in Oregon, buyers are required to complete an OHCS-approved 8-hour homebuyer training class (“The ABC’s of Homebuying” or “Realizing the American Dream”).