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Is Meridian Home Mortgage Legit?

By Katherine Slick  /  June 22, 2017
Meridian has funded over $3.3 billion dollars’ worth of closed loans since opening our doors in 2001. Discover how legit we are.
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Meridian Wins BBJ’s Best Places to Work 2017

By Katherine Slick  /  June 21, 2017
Meridian Wins BBJ's Best Places to Work 2017 What do professional massages, BBQ food trucks, omelet waffle bars, and wine...
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Good Faith Deposits and Other Up Front Fees

By Russell Vance  /  January 20, 2017
Good Faith Deposits and Other Up Front Fees Don't Pay Up Front Fees to Your Lender It's a Risk You...
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Mortgage Market Update – Harp Expansion

By Russell Vance  /  January 20, 2017
Mortgage Market Update & HARP Expansion This Week's Mortgage Rates Mortgage rates this week have changed slightly from last week's...
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Lender Overlays

By Russell Vance  /  January 17, 2017
Lender Overlays Underwriting Overlays represent one of the biggest hurdles for mortgage applicants. While lenders understandably defend overlays, their existence...
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Consumer Credit Lending Guidelines

By Russell Vance  /  January 17, 2017
Consumer Credit Lending Guidelines There are some consumer credit guidelines that may affect you towards the end of your mortgage...
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Spousal States and Community Property States

By Russell Vance  /  January 17, 2017
Spousal States and Community Property States: What You Need to Know Before Closing If you are refinancing or buying a...
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Lender Paid Mortgage Insurance

By Russell Vance  /  January 16, 2017
Lender Paid Mortgage Insurance (LPMI) The PMI Alternative Lender Paid Mortgage Insurance (LPMI) may be a good alternative for borrowers...
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Debunking Mortgage Myths

By Russell Vance  /  January 16, 2017
Debunking Mortgage Myths There are many myths circulating about mortgages today. A lot of them are perpetuated by Loan Officers...
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The Truth About Private Mortgage Insurance

By Russell Vance  /  January 16, 2017
The Truth About Private Mortgage Insurance (PMI) Private Mortgage Insurance (PMI) is required on most conventional loans that exceed 80%...
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Review Your Credit Report

By  /  November 9, 2016
When applying for a substantial amount of money such as a mortgage, the first step anyone should take should be to make sure all your credit scores are
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Why Can’t I Get the Best Mortgage Rate?

By  /  October 27, 2016
So you heard your neighbor brag about his new 4% thirty-year rate? Or maybe you just read an article describing how rates have dropped to historic lows,
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Self-Employed and Can’t Qualify for a Mortgage?

By Russell Vance  /  October 21, 2016
Self-Employed and Can't Qualify for a Mortgage? The mortgage crisis has had a disproportionately negative impact on self-employed borrowers. In...
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Things to Consider Before Scheduling Your Appraisal

By  /  October 21, 2016
Things to Consider Before Scheduling Your Appraisal Along with your income and credit, your appraised value is a major determining...
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Why Tax Returns Matter in Mortgage

By Russell Vance  /  October 21, 2016
Have you ever applied for a mortgage and wondered why your lender asked for your tax returns for the previous two years?
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5 Ways to Simplify the Mortgage Application Process

By Russell Vance  /  October 21, 2016
If you are in the process of a mortgage application and are looking to close as soon as you can, there are steps you can take to help ensure there are no
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Comparing Mortgage Brokers

By  /  October 21, 2016
Comparing Mortgage Brokers When comparing mortgage bankers, it is important to understand how they can differ and how those differences...
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How to Improve Your Credit Score

By Russell Vance  /  October 21, 2016
The ever-important number known as your credit score can affect everything, from prospective jobs to the amount of interest you pay on a loan.
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Hints for Saving Money on Your Mortgage

By Russell Vance  /  October 21, 2016
It is estimated that mortgage payments account for up to 35% of the average homeowners' income. In a struggling economy people are pinching pennies,
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Compare HARP Refinance Rates

By  /  October 6, 2016
HARP refinances are deemed riskier than other mortgage loans. But HARP refinance rates are still very low. In fact, in many instances, HARP rates are
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