Jumbo Loans

Jumbo Loan Programs

About Jumbo Loans

jumbo loan home
A Jumbo Loan is a mortgage loan that exceeds the amount of a conventional conforming loan limit. Fannie Mae and Freddie Mac set the standard for conventional loan limits every January based on average market prices. Jumbo loans are “non-conforming”—they do not conform to the guidelines set forth by Fannie Mae and Freddie Mac. The jumbo loan threshold varies depending on the location of the property, but generally jumbo loans are those that are above $417,000 (except in high-cost areas where the limit is $625,500). These loans are designed to help people borrow large amounts through a financial service.

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