FHA Loans

FHA Loan Programs

About FHA Loans

The Federal Housing Administration (FHA) is the world’s largest government insurer of mortgages, having insured over 38 million home mortgages since 1934. The government established the FHA to increase homeownership and improve existing housing conditions for Americans. The FHA does not lend money; it guarantees to pay the lender if the borrower defaults on a loan.


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