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Virginia Down Payment Assistance

Learn About Virginia Down Payment Assistance

Virginia Flag Down Payment Assistance

The following mortgage down payment assistance program was developed by the Virginia Department of Housing and Community Development through funds provided by the federal HOME Partnership Investment Fund (HOME). See more information about local Virginia down payment assistance programs.


HOMEownership Down Payment Assistance Program

  • Maximum loan of 10% of the purchase price toward the down payment, and up to $2,500 toward closing costs

  • Total Household Income cannot exceed 80% of the Area Median Income

  • Must be a first time homebuyer to receive down payment assistance in Virginia through this program


Home Buyer's Education

To qualify for down payment assistance in Virginia, buyers are required to participate in a U.S. Department of Housing and Urban Development (HUD) approved homebuyer education through a VHDA or Neighborworks certified course.

Virginia down payment assistance Richmond

Tulips in front of the Virginia State Capitol building in Richmond, Virginia

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Toll-Free 877 878 0100
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Meridian Home Mortgage Corporation NMLS #56301. NMLS Consumer Access. Licensed by the Alabama Consumer Credit License #MC21537; Colorado NMLS#56301; Connecticut Banking Commission #11930; Delaware Bank Commissioner #7885; District of Columbia MLB56301; Florida Office of Regulation MLD172; Georgia Department of Banking and Finance #33346; Illinois #MB 6760979; Indiana DFI #21140; Iowa MB #2014-0088; Kentucky MB 72686; Louisiana Office of Financial Institutions #56301; State of Maryland #8196; Massachusetts Division of Banks Broker #MB56301; Michigan Mortgage Broker/Lender License #FL0018834; Minnesota Residential Mortgage License #MN-MO-56301; New Jersey Department of Banking and Insurance #56301; North Carolina Mortgage Lender License #L-157597; Oklahoma #MLO10392; Oregon ML-4979; Commonwealth of Pennsylvania Department of Banking #38116; Tennessee #120432; Utah #8765558; Virginia State Corporation Commission #MC-3680; Washington CL-56301, Wisconsin #56301BA. Loans are arranged through third parties in DC, DE, KY and MA.
Meridian Home Mortgage Corporation is located at 1363 N. Main St Hampstead, Maryland 21074