Getting Pre-Approved

Are you wondering how much house you can afford, or how to obtain an official mortgage approval? Learn how to get Pre-Approved for a home loan with Meridian Home Mortgage.

Obtaining a mortgage pre-approval is a must if you are in the market for a new home. The process is more involved than a pre-qualification, but it results in you receiving an official Letter of Approval.

Realtors agree that obtaining this Letter of Approval is the key to being able to shop with confidence. Having this letter in hand gives you an edge over competing buyers and works in your favor when negotiating with a seller.

Meridian Home Mortgage can pre-approve you within 24 hours. Please have the following pieces information available when calling:

• Date of birth, Social Security number, address - We provide a credit report at no charge.
  
• Most recent Pay stub and last two years W2 statements
  
• If you are self-employed, you will need tax returns from the last two years
  
• Account statements sourcing down payment funds

Once you are Pre-Approved you can begin shopping for a new home armed with the knowledge that your financing is secure. After you find your new home, Meridian will work closely with your Realtor to make the home-buying process pleasant and stress-free.

And remember - you are always protected by our Close With Confidence Guarantee.

Get Started

Call 877-878-0100 or click here to get a FREE quote.

There’s no obligation and the consultation is FREE.