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Pennsylvania Mortgage Rates
for Pennsylvania Home Loans
Mortgage Services
Meridian Home Mortgage® offers mortgages in 14 states. Select your state from the list below and learn more about our quality home loans in your area.
Mortgage Services Pennsylvania
Information About Pennsylvania Home Loans

Whether you are expecting to buy a home in Pennsylvania, refinance your mortgage, or obtain a reverse mortgage, Meridian Home Mortgage can help with your home lending needs. We offer various Pennsylvania mortgage rates to fit your specific situation. Once you obtain your mortgage preapproval you may qualify for one of our quality mortgage programs, such as a Pennsylvania FHA mortgage or no money down mortgage.
Our Popular Pennsylvania Home Loans
View information about our most popular Pennsylvania Home Loans:
- Conventional loans - 30-year fixed and 15-year fixed, helping your budget with fixed rates and standard monthly payments.
- FHA loans – Buy a home with a low down payment, FHA loans are not just for first time home buyers.
- Jumbo loans – For home loans over $417,000.
- USDA Rural Housing loans - USDA Rural Housing Loans are not just for ma and pa out on the farm.
- VA loans – As a U.S. military Veteran, you earned the benefit of a no down payment home loan.
Need more choices? Compare all of our Home Loan Purchase Programs and Mortgage Refinance Programs.
Pennsylvania Home Buyer
Whether you are a first time home buyer looking for a new home purchase in Pennsylvania, or a seasoned homeowner looking to relocate, Pennsylvania offers a variety of housing options. From the suburban regions near the Pocono Mountains to the larger metro areas of Philadelphia and Pittsburgh, consider a home purchase in Pennsylvania.
Meridian Home Mortgage is happy to help with your home financing needs, and you may even qualify for Pennsylvania down payment assistance. Take advantage of our home mortgage calculator to see how much home you can afford. We can also refer you to an experienced Pennsylvania Real Estate Agent to help you find your new home.
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Refinance Your Pennsylvania Mortgage
Are you planning the refinance of your home mortgage? Meridian Home Mortgage offers you the opportunity to refinance your existing mortgage, pay off your Home Equity loan, and lower your monthly mortgage payments.
As you have heard, fixed Pennsylvania mortgage rates are the lowest they’ve been in more than 30 years. Take advantage while the Pennsylvania market is very good and refinance your mortgage(s) at lower rates, potentially saving you thousands of dollars over time.
As a borrower, if you have the equity to do so, you may choose to take additional cash out and make renovations to your home, pay off credit card debt, plan for college tuition, purchase a vehicle or even take a vacation. It's your money and usually you can do whatever you want with the money you receive at settlement.
more refinance information
Contact us today and get your refinance mortgage preapproval.
Reverse Mortgages in Pennsylvania
Meridian Home Mortgage has the ability to help you or a family member enjoy retirement with our Reverse Mortgage Program. A Reverse Mortgage from our mortgage company is an effective way for retired homeowners to take advantage of the equity in their home to leverage their retirement income for a variety of needs. Funds can be used for supplemental income, health care expenses, home remodeling, debt reduction, and gifting.
To learn more about how you or a family member living in Pennsylvania can enjoy retirement with a reverse mortgage, contact Meridian Home Mortgage today.
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Special Mortgage Considerations for Your State
Pennsylvania is a Spousal State
Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.
Primary Cities and Towns in Pennsylvania
Allentown, Bethlehem, Erie, Harrisburg, Lancaster, Levittown, Philadelphia, Pittsburgh, Reading, Scranton

The skyline of Philadelphia,Pennsylvania as seen from the Delaware River.
Pennsylvania Quick Facts
- Nickname: “The Keystone State”
- Capital: Harrisburg
- Largest City: Philadelphia
- Population:12,702,379 *
- State Dog: Great Dane
- Note: Pennsylvania is the only state of the 13 original colonies that does not border the Atlantic Ocean
* = 2010 U.S. Census data
Pennsylvania Counties
Adams County
Allegheny County
Armstrong County
Beaver County
Bedford County
Berks County
Blair County
Bradford County
Bucks County
Butler County
Cambria County
Cameron County
Carbon County
Centre County
Chester County
Clarion County
Clearfield County
Clinton County
Columbia County
Crawford County
Cumberland County
Dauphin County
Delaware County
Elk County
Erie County
Fayette County
Forest County
Franklin County
Fulton County
Greene County
Huntingdon County
Indiana County
Jefferson County
Juniata County
Lackawanna County
Lancaster County
Lawrence County
Lebanon County
Lehigh County
Luzerne County
Lycoming County
McKean County
Mercer County
Mifflin County
Monroe County
Montgomery County
Montour County
Northampton
Northumerland County
Perry County
Philadelphia County
Pike County
Potter County
Schuylkill County
Snyder County
Somerset County
Sullivan County
Susquehanna County
Tioga County
Union County
Venango County
Warren County
Washington County
Wayne County
Westmoreland County
Wyoming County
York County