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Oregon Mortgage Rates
for Oregon Home Loans
Mortgage Services
Meridian Home Mortgage® offers mortgages in 14 states. Select your state from the list below and learn more about our quality home loans in your area.
Mortgage Services Oregon
Information About Oregon Home Loans

Whether you are hoping to buy a home in Oregon, refinance your mortgage, or obtain a reverse mortgage, Meridian Home Mortgage can help with your home lending needs. We offer various Oregon mortgage rates to fit your specific situation. Once you obtain your mortgage preapproval you may qualify for one of our quality mortgage programs, such as a Oregon FHA mortgage or no money down mortgage.
Our Popular Oregon Home Loans
View information about our most popular Oregon Home Loans:
- Conventional loans - 30-year fixed and 15-year fixed, helping your budget with fixed rates and standard monthly payments.
- FHA loans – Buy a home with a low down payment, FHA loans are not just for first time home buyers.
- Jumbo loans – For home loans over $417,000.
- USDA Rural Housing loans - USDA Rural Housing Loans are not just for ma and pa out on the farm.
- VA loans – As a U.S. military Veteran, you earned the benefit of a no down payment home loan.
Need more choices? Compare all of our Home Loan Purchase Programs and Mortgage Refinance Programs.
Oregon Home Buyer
Whether you are a first time home buyer looking for a new home purchase, or a seasoned homeowner looking to relocate, Oregon offers diverse regions for home buyers to choose from. From the coast of the Pacific Ocean to the valley of the Willamette River in the west, this state has something for everyone.
Meridian Home Mortgage is happy to help with your home financing needs, and you may even qualify for Oregon down payment assistance. Take advantage of our home mortgage calculator to see how much home you can afford. We can also refer you to an experienced Oregon Real Estate Agent to help you find your new home.
more home buyer information
Refinance Your Oregon Mortgage
Are you planning the refinance of your home mortgage? Meridian Home Mortgage offers you the opportunity to refinance your existing mortgage, pay off your Home Equity loan, and lower your monthly mortgage payments.
As you have heard, fixed Oregon mortgage rates are the lowest they’ve been in more than 30 years. Take advantage while the Oregon market is very good and refinance your mortgage(s) at lower rates, potentially saving you thousands of dollars over time.
As a borrower, if you have the equity to do so, you may choose to take additional cash out and make renovations to your home, pay off credit card debt, plan for college tuition, purchase a vehicle or even take a vacation. It's your money and usually you can do whatever you want with the money you receive at settlement.
more refinance information
Contact us today and get your refinance mortgage preapproval.
Reverse Mortgages in Oregon
Meridian Home Mortgage has the ability to help you or a family member enjoy retirement with our Reverse Mortgage Program. A Reverse Mortgage from our mortgage company is an effective way for retired homeowners to take advantage of the equity in their home to leverage their retirement income for a variety of needs. Funds can be used for supplemental income, health care expenses, home remodeling, debt reduction, and gifting.
To learn more about how you or a family member living in Oregon can enjoy retirement with a reverse mortgage, contact Meridian Home Mortgage today.
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Primary Cities and Towns in Oregon
Beaverton, Bend, Corvallis, Eugene, Gresham, Hillsboro, Medford, Portland, Salem, Springfield

Portland, Oregon and Mt. Hood in the background.
Oregon Quick Facts
- Nickname: “The Beaver State”
- Capital: Salem
- Largest City: Portland
- Population:3,831,074 *
- State Tree: Douglas Fir
- State Animal: Beaver
* = 2010 U.S. Census data
Oregon Counties
Baker County
Benton County
Clakamas County
Clatsop County
Columbia County
Coos County
Crook County
Curry County
Deschutes County
Douglas County
Gilliam County
Grant County
Harney County
Hood River County
Jackson County
Jefferson County
Josephine County
Klamath County
Lake County
Lane County
Lincoln County
Linn County
Malheur County
Marion County
Morrow County
Multnomah County
Polk County
Sherman County
Tillamook County
Umatilla County
Union County
Wallowa County
Wasco County
Washington County
Wheeler County
Yamhill County