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Massachusetts Mortgage Rates
for Massachusetts Home Loans
Mortgage Services
Meridian Home Mortgage® offers mortgages in 14 states. Select your state from the list below and learn more about our quality home loans in your area.
Mortgage Services Massachusetts
Information About Massachusetts Home Loans

Whether you are planning to buy a home in Massachusetts, refinance your mortgage, or obtain a reverse mortgage, Meridian Home Mortgage can help with your home lending needs. We offer various Massachusetts mortgage rates to fit your specific situation. Once you obtain your mortgage preapproval you may qualify for one of our quality mortgage programs, such as a Massachusetts FHA mortgage or no money down mortgage.
Our Popular Massachusetts Home Loans
View information about our most popular Massachusetts Home Loans:
- Conventional loans - 30-year fixed and 15-year fixed, helping your budget with fixed rates and standard monthly payments.
- FHA loans – Buy a home with a low down payment, FHA loans are not just for first time home buyers.
- Jumbo loans – For home loans over $417,000.
- USDA Rural Housing loans - USDA Rural Housing Loans are not just for ma and pa out on the farm.
- VA loans – As a U.S. military Veteran, you earned the benefit of a no down payment home loan.
Need more choices? Compare all of our Home Loan Purchase Programs and Mortgage Refinance Programs.
Massachusetts Home Buyer
Whether you are a first time home buyer looking for a new home purchase, or a seasoned homeowner looking to relocate, Massachusetts offers a variety of housing options. Whether you prefer big city living in Boston, country living in the Berkshire Mountains or seaside living in Cape Cod, this state could have just what you’re looking for.
Meridian Home Mortgage is happy to help with your home financing needs, and you may even qualify for Massachusetts down payment assistance. Take advantage of our home mortgage calculator to see how much home you can afford. We can also refer you to an experienced Massachusetts Real Estate Agent to help you find your new home.
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Refinance Your Massachusetts Mortgage
Are you planning the refinance of your home mortgage? Meridian Home Mortgage offers you the opportunity to refinance your existing mortgage, pay off your Home Equity loan, and lower your monthly mortgage payments.
As you have heard, fixed Massachusetts mortgage rates are the lowest they’ve been in more than 30 years. Take advantage while the Massachusetts market is very good and refinance your mortgage(s) at lower rates, potentially saving you thousands of dollars over time.
As a borrower, if you have the equity to do so, you may choose to take additional cash out and make renovations to your home, pay off credit card debt, plan for college tuition, purchase a vehicle or even take a vacation. It's your money and usually you can do whatever you want with the money you receive at settlement.
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Contact us today and get your refinance mortgage preapproval.
Reverse Mortgages in Massachusetts
Meridian Home Mortgage has the ability to help you or a family member enjoy retirement with our Reverse Mortgage Program. A Reverse Mortgage from our mortgage company is an effective way for retired homeowners to take advantage of the equity in their home to leverage their retirement income for a variety of needs. Funds can be used for supplemental income, health care expenses, home remodeling, debt reduction, and gifting.
To learn more about how you or a family member living in Massachusetts can enjoy retirement with a reverse mortgage, contact Meridian Home Mortgage today.
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Special Mortgage Considerations for Your State
Massachusetts is a Spousal State
Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.
Primary Cities and Towns in Massachusetts
Boston, Brockton, Cambridge, Fall River, Lowell, Lynn, New Bedford, Springfield, Quincy, Worcester

Boston Harbor including Rowes Wharf in Massachusetts.
Massachusetts Quick Facts
- Nickname: “The Bay State”
- Capital: Boston
- Largest City: Boston
- Population:6,547,629 *
- Note: Home of Harvard University, the oldest institution of higher learning in the US
- Note: About 2/3 of the population lives in the Boston Metropolitan area
* = 2010 U.S. Census data
Massachusetts Counties
Barnstable County
Berkshire County
Bristol County
Dukes County
Essex County
Franklin County
Hampden County
Hampshire County
Middlesex County
Nantucket County
Norfolk County
Plymouth County
Suffolk County
Worchester County