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Delaware Mortgage Rates
for Delaware Home Loans
Mortgage Services
Meridian Home Mortgage® offers mortgages in 14 states. Select your state from the list below and learn more about our quality home mortgage loans in your area.
Mortgage Services Delaware
Information About Delaware Home Loans

Whether you are expecting to buy a home in Delaware, refinance your mortgage, or obtain a reverse mortgage, Meridian Home Mortgage can help with your home lending needs. We offer various Delaware mortgage rates to fit your specific situation. Once you obtain your mortgage preapproval you may qualify for one of our quality mortgage programs, such as a Delaware FHA mortgage or no money down mortgage.
Our Popular Delaware Home Loans
View information about our most popular Delaware Home Loans:
- Conventional loans - 30-year fixed and 15-year fixed, helping your budget with fixed rates and standard monthly payments.
- FHA loans – Buy a home with a low down payment, FHA loans are not just for first time home buyers.
- Jumbo loans – For home loans over $417,000.
- USDA Rural Housing loans - USDA Rural Housing Loans are not just for ma and pa out on the farm.
- VA loans – As a U.S. military Veteran, you earned the benefit of a no down payment home loan.
Need more choices? Compare all of our Home Loan Purchase Programs and Mortgage Refinance Programs.
Delaware Home Buyer
Whether you are a first time home buyer looking for a new home purchase in Delaware, or a seasoned homeowner looking to relocate, you could be just steps away from calling this mid-Atlantic state “home”! You may consider a vacation home in Rehoboth or Bethany Beach.
Meridian Home Mortgage is happy to help with your home financing needs, and you may even qualify for Delaware down payment assistance. Take advantage of our home mortgage calculator to see how much home you can afford. We can also refer you to a qualified Delaware Real Estate Agent to help you find your new home.
more home buyer information
Refinance Your Delaware Mortgage
Are you planning the refinance of your home mortgage? Meridian Home Mortgage offers you the opportunity to refinance your existing mortgage, pay off your Home Equity loan, and lower your monthly mortgage payments.
As you have heard, fixed Delaware mortgage rates are the lowest they’ve been in more than 30 years. Take advantage while the Delaware market is very good and refinance your mortgage(s) at lower rates, potentially saving you thousands of dollars over time.
As a borrower, if you have the equity to do so, you may choose to take additional cash out and make renovations to your home, pay off credit card debt, plan for college tuition, purchase a vehicle or even take a vacation. It's your money and usually you can do whatever you want with the money you receive at settlement.
more refinance information
Contact us today and get your refinance mortgage preapproval.
Reverse Mortgages in Delaware
Meridian Home Mortgage has the ability to help you or a family member enjoy retirement with our Reverse Mortgage Program. A Reverse Mortgage from our mortgage company is an effective way for retired homeowners to take advantage of the equity in their home to leverage their retirement income for a variety of needs. Funds can be used for supplemental income, health care expenses, home remodeling, debt reduction, and gifting.
To learn more about how you or a family member living in Delaware can enjoy retirement with a reverse mortgage, contact Meridian Home Mortgage today.
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Primary Cities and Towns in Delaware
Bear, Brookside, Claymont, Dover, Glasgow, Hockessin, Newark, North Star, Pike Creek, Wilmington
Special Mortgage Considerations for Your State
Delawate is an Attorney State
Attorney State: States in which an attorney has to perform the loan closing. There may be an attorney fee charged.

Skyline of Wilmington, Delaware seen from the riverfront
Delaware Quick Facts
- Nickname: “The First State”
- Capital: Dover
- Largest City: Wilmington
- Population: 879,934 *
- State Fruit: Strawberry
- Note: Delaware has the fewest counties of all the states
* = 2010 U.S. Census data
Delaware Counties
Kent County
New Castle County
Sussex County