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DC Mortgage Rates
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Mortgage Services
Meridian Home Mortgage® offers mortgages in 14 states. Select your state from the list below and learn more about our quality home loans in your area.
Mortgage Services District of Columbia
Information About Washington DC Home Loans
Whether you are planning to buy a home in the District of Columbia, refinance your mortgage, or obtain a reverse mortgage, Meridian Home Mortgage can help with your home lending needs. We offer various District of Columbia mortgage rates to fit your specific situation. Once you obtain your mortgage preapproval you may qualify for one of our quality mortgage programs, such as a District of Columbia FHA mortgage or no money down mortgage.
Our Popular Washington DC Home Loans
View information about our most popular District of Columbia Home Loans:
- Conventional loans - 30-year fixed and 15-year fixed, helping your budget with fixed rates and standard monthly payments.
- FHA loans – Buy a home with a low down payment, FHA loans are not just for first time home buyers.
- Jumbo loans – For home loans over $417,000.
- USDA Rural Housing loans - USDA Rural Housing Loans are not just for ma and pa out on the farm.
- VA loans – As a U.S. military Veteran, you earned the benefit of a no down payment home loan.
Need more choices? Compare all of our Home Loan Purchase Programs and Mortgage Refinance Programs.
District of Columbia Home Buyer
Whether you are a first time home buyer looking for a new home purchase, or a seasoned homeowner looking to relocate, consider living in Washington DC, the nation’s capital. Whether you’re looking for a condo in the heart of the city, or a single family home in the suburbs, the DC area offers a variety of housing options.
Meridian Home Mortgage is happy to help with your home financing needs, and you may even qualify for District of Columbia down payment assistance. Take advantage of our home mortgage calculator to see how much home you can afford. We can also refer you to a qualified Washington DC Real Estate Agent to help you find your new home.
more home buyer information
Refinance Your District of Columbia Mortgage
Are you planning the refinance of your home mortgage? Meridian Home Mortgage offers you the opportunity to refinance your existing mortgage, pay off your Home Equity loan, and lower your monthly mortgage payments.
As you have heard, fixed Washington DC mortgage rates are the lowest they’ve been in more than 30 years. Take advantage while the DC market is very good and refinance your mortgage(s) at lower rates, potentially saving you thousands of dollars over time.
As a borrower, if you have the equity to do so, you may choose to take additional cash out and make renovations to your home, pay off credit card debt, plan for college tuition, purchase a vehicle or even take a vacation. It's your money and usually you can do whatever you want with the money you receive at settlement.
more refinance information
Contact us today and get your refinance mortgage preapproval.
Reverse Mortgages in Washington DC
Meridian Home Mortgage has the ability to help you or a family member enjoy retirement with our Reverse Mortgage Program. A Reverse Mortgage from our mortgage company is an effective way for retired homeowners to take advantage of the equity in their home to leverage their retirement income for a variety of needs. Funds can be used for supplemental income, health care expenses, home remodeling, debt reduction, and gifting.
To learn more about how you or a family member living in the District of Columbia can enjoy retirement with a reverse mortgage, contact Meridian Home Mortgage today.
more reverse mortgage information
Special Mortgage Considerations for Your State
Washington DC is a Spousal State
Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.
Washington DC is an Attorney State
Attorney State: States in which an attorney has to perform the loan closing. There may be an attorney fee charged.
Primary Areas in Washington DC
Brookland, Capitol Hill, Chevy Chase, Columbia Heights, Friendship Heights, Georgetown, Tenley, Woodley
Lincoln Memorial, Washington Monument, and the Capitol in Washington DC
Washington DC Quick Facts
- Nickname: “The District” or "DC"
- Population: 601,723 *
- State Flower: American beauty rose
- Note: DC is home to 8 professional sports teams
* = 2010 U.S. Census data
