Mortgage Services California

Whether you are hoping to buy a home in California, refinance your mortgage, or obtain a reverse mortgage, Meridian Home Mortgage can help with your home lending needs. We offer various California mortgage rates to fit your specific situation. Once you obtain your mortgage preapproval you may qualify for one of our quality mortgage programs, such as a California FHA mortgage or no money down mortgage.

Whether you are a first time home buyer looking for a new home purchase in California, or a seasoned homeowner looking to relocate, California is the third largest state and a popular location for home buyers. Between the tranquility of Lake Tahoe and the hustle and bustle of Hollywood, there truly is something for everyone.

Meridian Home Mortgage is happy to help with your home financing needs, and you may even qualify for California down payment assistance. Take advantage of our home mortgage calculator to see how much home you can afford. We can also refer you to a qualified California real estate agent to help you find your new home.
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Are you planning the refinance of your home mortgage? Meridian Home Mortgage offers you the opportunity to refinance your existing mortgage, pay off your Home Equity loan, and lower your monthly mortgage payments.

As you have heard, fixed California mortgage rates are the lowest they’ve been in more than 30 years. Take advantage while the California market is very good and refinance your mortgage(s) at lower rates, potentially saving you thousands of dollars over time.

As a borrower, if you have the equity to do so, you may choose to take additional cash out and make renovations to your home, pay off credit card debt, plan for college tuition, purchase a vehicle or even take a vacation. It's your money and usually you can do whatever you want with the money you receive at settlement.
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Contact us today and get your refinance mortgage preapproval.

Meridian Home Mortgage has the ability to help you or a family member enjoy retirement with our Reverse Mortgage Program. A Reverse Mortgage from our mortgage company is an effective way for retired homeowners to take advantage of the equity in their home to leverage their retirement income for a variety of needs. Funds can be used for supplemental income, health care expenses, home remodeling, debt reduction, and gifting.

To learn more about how you or a family member living in California can enjoy retirement with a reverse mortgage, contact Meridian Home Mortgage today.
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Spousal State: Spousal States are states in which anyone on title and any spouse (on title or not) has to sign certain documents when the loan closes. The purpose is to ensure that all parties are aware that a new loan is being taken out against the property.

Community Property State: Generally, all assets and debts are the property of both spouses even if it was obtained by only one spouse. A spouse’s debt must be counted in the debt ratio whether they are on the new loan or not.