Print
Email


Toll-Free 877 878 0100
>
>
>
Refinance Programs Comparison
refinance programs
First Name
Last Name
Loan Amount
$
Property Value
$
Cashout Amount
$
Zip Code
 

Frequently Asked Questions

Visit our
Mortgage FAQ
to get expert answers to all your mortgage, refinance, and home loan questions

Refinance Programs Comparison

Find the Mortgage Refinance Program That is Right for You

 

Allowable
Home Use

Max Loan
to Value (LTV)

Max Loan
Amount

Minimum
Credit Score

Max Debt
to Income (DTI)

Monthly
Mortgage
Insurance

Conventional Refinance

Primary
Second
Investment

Rate/Term: 95%
Cash-out: 80%

$50,000 - $417,000

620

45%

Yes, over 80%

Conventional High Balance Refinance*

Primary
Second
Investment

Rate/Term: 90%
Cash-out: 75%

$625,000
County Loan Limits

Rate/Term: 620
Cash-out: 620

45%

Yes, over 80%

FHA Refinance

Primary

Rate/Term: 97.75%
Cash-out: 85%

$625,000
FHA County
Loan Limits

620

31/43%

Yes

VA Refinance

Primary

Rate/Term:100%
Cash-out: 95%

$150,000 -
$1,000,000
VA County
Loan Limits

600

41%

No

USDA Refinance

Primary

Rate/Term:100%

$50,000 - $417,000

620

29/41%

No

Jumbo Portfolio Refinance

Primary
Second
Investment

Varies

Over $417,000

Varies

50%

No

Reverse Mortgage

Primary

Varies

Varies

NA

NA

Yes

Toll-Free 877 878 0100
Copyright © 2011 Meridian Home Mortgage Corp. NMLS #56301. All rights reserved.

Meridian Home Mortgage Corporation NMLS #56301. Licensed by the Virginia State Corporation Commission #MC-3680; Commonwealth of Pennsylvania Department of Banking #21605; State of Maryland #8196; Connecticut Banking Commission #11930; Delaware Bank Commissioner #7885, District of Columbia MLB56301; Florida Office of Regulation MLD172; Massachusetts Division of Banks Broker #MB56301; Kentucky MB 72686; Washington CL-56301; Oregon ML-4979; Georgia Department of Banking and Finance #33346. Loans are arranged through third parties. We arrange but do not make loans.
Meridian Home Mortgage Corporation is located at 1363 N. Main St Hampstead, Maryland 21074