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Maryland Mortgage Rates
for Maryland Home Loans
Mortgage Services
Meridian Home Mortgage® offers mortgages in 14 states. Select your state from the list below and learn more about our quality home loans in your area.
Maryland Mortgage Services
Information About Maryland Home Loans

Whether you are expecting to buy a home in Maryland, refinance your mortgage, or obtain a reverse mortgage, Meridian Home Mortgage can help with your home lending needs. We offer various Maryland mortgage rates to fit your specific situation. Once you obtain your mortgage preapproval you may qualify for one of our quality mortgage programs, such as a Maryland FHA mortgage or no money down mortgage.
Our Popular Maryland Home Loans
View information about our most popular Maryland Home Loans:
- Conventional loans - 30-year fixed and 15-year fixed, helping your budget with fixed rates and standard monthly payments.
- FHA loans – Buy a home with a low down payment, FHA loans are not just for first time home buyers.
- Jumbo loans – For home loans over $417,000.
- USDA Rural Housing loans - USDA Rural Housing Loans are not just for ma and pa out on the farm.
- VA loans – As a U.S. military Veteran, you earned the benefit of a no down payment home loan.
Need more choices? Compare all of our Home Loan Purchase Programs and Mortgage Refinance Programs.
Maryland Home Buyer
Whether you are a first time home buyer looking for a new home purchase in Maryland, or a seasoned homeowner looking to relocate, this small state has an abundance of character. In just a few hours you can travel from the beaches in Ocean City on the eastern shore to the Allegheny Mountains on the western border. Along the way you can experience the big city feel of Baltimore, the state's largest city, and Annapolis, the Maryland's state capital.
Meridian Home Mortgage is happy to help with your home financing needs, and you may even qualify for Maryland down payment assistance. Take advantage of our home mortgage calculator to see how much home you can afford. We can also refer you to a qualified Maryland Real Estate Agent to help you find your new home.
more home buyer information
Refinance Your Maryland Mortgage
Are you planning the refinance of your home mortgage? Meridian Home Mortgage offers you the opportunity to refinance your existing mortgage, pay off your Home Equity loan, and lower your monthly mortgage payments.
As you have heard, fixed Maryland mortgage rates are the lowest they’ve been in more than 30 years. Take advantage while the Maryland market is very good and refinance your mortgage(s) at lower rates, potentially saving you thousands of dollars over time.
As a borrower, if you have the equity to do so, you may choose to take additional cash out and make renovations to your home, pay off credit card debt, plan for college tuition, purchase a vehicle or even take a vacation. It's your money and usually you can do whatever you want with the money you receive at settlement.
more refinance information
Contact us today and get your refinance mortgage preapproval.
Reverse Mortgages in Maryland
Meridian Home Mortgage has the ability to help you or a family member enjoy retirement with our Reverse Mortgage Program. A Reverse Mortgage from our mortgage company is an effective way for retired homeowners to take advantage of the equity in their home to leverage their retirement income for a variety of needs. Funds can be used for supplemental income, health care expenses, home remodeling, debt reduction, and gifting.
To learn more about how you or a family member living in Maryland can enjoy retirement with a reverse mortgage, contact Meridian Home Mortgage today.
more reverse mortgage information
Special Mortgage Considerations for Your State
Maryland Charges Extra Title Fees
Fee for county document stamps
Primary Cities and Towns in Maryland
Annapolis, Baltimore, Bowie, Columbia, Germantown, Ellicott City, Frederick, Rockville, Silver Spring, Towson, Waldorf, Westminster

Maryland State House in Annapolis, Maryland
Maryland Quick Facts
- Nickname: “The Old Line State / The Free State”
- Capital: Annapolis
- Largest City: Baltimore
- Population: 5,773,552 *
- Note: Birthplace of “The Star Spangled Banner”
- Note: Maryland is the wealthiest state with a median household income of $69,272 *
* = 2010 U.S. Census data
Maryland Counties
Allegany County
Anne Arundel County
Baltimore County
Baltimore City
Calvert County
Caroline County
Carroll County
Cecil County
Charles County
Dorchester County
Frederick County
Garrett County
Harford County
Howard County
Kent County
Montgomery County
Prince George’s County
Queen Anne’s County
Saint Mary’s County
Somerset County
Talbot County
Washington County
Wicomico County
Worchester County