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Delaware Down Payment Assistance

Learn About Delaware Down Payment Assistance

Delaware Flag Down Payment Assistance

The following mortgage down payment assistance programs were developed by the Delaware State Housing Authority (DSHA). See more information about Delaware Local down payment assistance programs.


Second Mortgage Assistance Loan (SMAL)

  • Maximum loan of $10,000 for those who qualify for down payment assistance in Delaware

  • Payable at the end of 30 years (or upon payoff of your first mortgage, sale of your home, or transfer of title



Live Near Your Work Program (LNYW)

  • Participating employers provide employees with a Delaware down payment grant to be used towards the purchase of a home within a 3-mile radius of the workplace

  • Minimum loan of $1,000, to be matched by DHSA and the participating local jurisdiction

See a List of Participating Delaware Employers  



Home Buyer's Education

To qualify for down payment assistance in Delaware, buyers are required to participate in a U.S. Department of Housing and Urban Development (HUD) certified housing counseling/home ownership program.

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Toll-Free 877 878 0100
Copyright © 2011 Meridian Home Mortgage Corp. NMLS #56301. All rights reserved.

Meridian Home Mortgage Corporation NMLS #56301. Licensed by the Virginia State Corporation Commission #MC-3680; Commonwealth of Pennsylvania Department of Banking #21605; State of Maryland #8196; Connecticut Banking Commission #11930; Delaware Bank Commissioner #7885, District of Columbia MLB56301; Florida Office of Regulation MLD172; Massachusetts Division of Banks Broker #MB56301; Kentucky MB 72686; Washington CL-56301; Oregon ML-4979; Georgia Department of Banking and Finance #33346. Loans are arranged through third parties. We arrange but do not make loans.
Meridian Home Mortgage Corporation is located at 1363 N. Main St Hampstead, Maryland 21074