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Conventional Loan Programs

Conventional Loan Programs

About Conventional Financing

Conventional Loans are mortgage loans which are not guaranteed or insured by the federal government. Instead, these mortgage loans conform to the guidelines and national standards set forth by government sponsored enterprises (GSEs) such as Fannie Mae and Freddie Mac.

These stockholder-owned corporations were created by the government to buy and sell conventional mortgages. They set the maximum loan amounts, as well as guidelines for borrowers’ income, credit scores, and down payments. Conventional loans can be conforming or non-conforming. Conforming loans follow the terms and conditions established by Fannie Mae and Freddie Mac, while non-conforming loans (also known as jumbo loans) exceed the lending limits. Depending on market conditions and trends, about 35-50% of mortgage loans are conventional.

Benefits of Conventional Financing  
Eligibility For Conventional Loans  
Interest Rates and Fees  
Conventional Loan Limits and Terms  
States Where We Offer Conventional Loans  

Call 1-877-878-0100 and see what we can do for you. There’s no obligation and the consultation is free.
Email us now or Apply for a mortgage online.

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Compare Mortgage Programs

Not sure which mortgage loan program is for you? Compare our purchase programs and refinance programs.

Down Payment Assistance Programs

Learn more about the programs offered through the Federal, State, and Local governments to assist homebuyers with down payment costs.

Federal Programs
State Programs
Local Programs

Toll-Free 877 878 0100
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Meridian Home Mortgage Corporation NMLS #56301. NMLS Consumer Access. Licensed by the Alabama Consumer Credit License #MC21537; California DOC #603G731; Colorado NMLS#56301; Connecticut Banking Commission #11930; Delaware Bank Commissioner #7885; District of Columbia MLB56301; Florida Office of Regulation MLD172; Illinois Residential Mortgage Licensee #MB 6760979; Indiana DFI #21140; Iowa MB #2014-0088; Kansas MC.0025232; Louisiana Office of Financial Institutions #56301; State of Maryland #8196; Massachusetts Division of Banks Broker #MB56301; Michigan Mortgage Broker/Lender License #FL0018834; Minnesota Residential Mortgage License #MN-MO-56301; New Jersey Department of Banking and Insurance #56301; New Mexico #56301; Meridian Home Mortgage Corporation is a Registered Mortgage Broker - New York State Department of Financial Services #A007352. North Carolina Mortgage Lender License #L-157597; North Dakota Department of Financial Institutions #MB102998; Oklahoma #MLO10392; Oregon ML-4979; Commonwealth of Pennsylvania Department of Banking #38116; Tennessee #120432; Utah #8765558; Vermont #6880; Virginia State Corporation Commission #MC-3680; Washington CL-56301, Wisconsin #56301BA. Loans are arranged through third parties in DC, DE, MA and NY.
Meridian Home Mortgage Corporation is located at 410 Meadow Creek Drive, Suite 213, Westminster, MD 21158